2025 401k Contribution Limit Catch Up 2025. Combined, these workers can defer a total of. Starting in 2025, employees can defer $23,500 into 401(k) plans, up from $23,000 in 2024.
401(k) contribution limits for 2025 the 401(k) contribution limit for 2025 is $23,500 for employee salary deferrals, and $70,000 for the combined employee and employer. That cap is $11,250, instead of $7,500.